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Need some advice on loans and cashing out IRA

i am unemployed and have been for a few months. I am looking for a job still, but now my lease is up & my boyfriend and i are moving to a new apt. in a few short weeks. I need to come up with around ,500.00 FAST. even if i land a job tomorrow i probably won’t earn enough $ in time.

SO….. i have an IRRA (i rolled over my 401k from a previous employer into the irra) that i can take an early withdrawal from but there is a 10% penalty on top of the 20% taxes they take out when you withdraw early. Do i have any other options? Is there a bank loan i can get being unemployed, or some other way i can handle this? can i maybe get a loan using my car as collateral or something like that? I have no idea what to do, i’ve never been in this type of situation and am DESPERATE for advice. thank you in advance to anyone willing to share some ideas with me :)

I need help finding an answer to help a single mother of two (3 & 5yrs. old) on how to keep out of the streets. She has disabilities and cannot find work because of. she is staying with "friends" but needs to get out for sake of her children’s safety


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So, I need a one time/short term loan, but am unemployed (was receiving unemployment from the state), have terrible credit, and my only asset is my paid-for auto (2001 Mitsubishi Eclipse). I need less than 00 (probably 0/675) and I need it today. I’m from a very good family that will likely cosign or whatever but I can not borrow the money from them. And I don’t know what to do!!! Help please!
oh and should anyone know of an excellent Executive Assistant position in the area – I am a polished, poised professional with excellent experience, a diverse background, and credible references…
Well..? Where? How much will I get for it?? I have a 2year old IBM T40 loaded with XP & MS Suite, etc… ? And if you can’t give details don’t bother attempting to give advice (as it definitely did not answer any question).


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I help in understanding the tax structure in the US . I understand there are two categories ( ‘Single’ & ‘Married’ ) under which there are specific tax exception. There is a good excemption for the ‘married’ category
My query is : "if one can file the tax in the ‘married’ category, when the spouse is living in a different county outside of US during the period of work in US in H1B"


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works. & how is the money borrowed paid back?


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I just found out I owe 00 in taxes for last year, due to my income from my [now defunct] partnership being listed as a "Guaranteed Payment" instead of a passive, capital draw (loan from the company). I disagree, but getting the investor/partner to amend the K1 in my favor is unlikely, as poor records were kept and this K1 favors him as far as tax deductions go. And I’m probably not going to be able to fight him.

I’ve heard the IRS works with people in these cases. I’m 24, unemployed, don’t own a house, have ,000 in credit card debt. I’ve got about ,000 cash in hand, but I’m moving next month and half of it’ll be gone within 6 weeks. Do you think the IRS will settle with me? And how much, realistically, can I expect the IRS to knock off of that amount? How do I go about negotiating a settlement with the IRS after my return is filed so I don’t get penalized. Also, H&R Block wants 8 to do my taxes? Is this excessive? Jackson Hewitt told me they couldn’t do it, period. Thanks!


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Hi. I want to buy a small vacation home in Puerto Rico. PR is a commonwealth of the US, so I beleive the same rules apply. The house is really cheap (60k) & I need to get a mortgage loan for it. Is there any type of mortgage that I can get that will not make me have inspections & will be quick? The seller has potential cash buyers & he agreed to not sell it to anyone else but only if I can get the loan done quickly. Please help!!

Also I am open to long term personal loans. But it would have to be atleast 72 months & w/ a smaller APR. I owned my home in Philadelphia for 4 yrs so I believe I do not have much equity. & also can I get the loan here in Philadelphia? What are my options. I will choose the best answer. Thank you.
Also I was looking at mobile home loans.. would that be possible?? It seems like a good option but its not a mobile home…
My family is from Puerto Rico. I know the cost of houses over there. 60k is cheap for a house over there. PR is almost as expensive as the US as far as hopmes go. PR is NOt a 3rd world country. It is the ricjest caribbean island.
No I do Not want to buy a mobile home! I was only looking at mobile homes for this loan, lol.

& yes I know its not good to buy a house w/o inspection, I will get 1 of my own; however I just dont have the time for the dozens of inspections that come along w/ a mortgage loan. Atleast thats what they made me do for my home in Phila.
Thank you Lissy. Yes my mother in law already went to the home last week & said it was in great condition. It is all cement & sturdy. & also I will go to see the home before I sign off all the papers.


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