Posts Tagged ‘loans’
Need some advice on loans and cashing out IRA
i am unemployed and have been for a few months. I am looking for a job still, but now my lease is up & my boyfriend and i are moving to a new apt. in a few short weeks. I need to come up with around ,500.00 FAST. even if i land a job tomorrow i probably won’t earn enough $ in time.
SO….. i have an IRRA (i rolled over my 401k from a previous employer into the irra) that i can take an early withdrawal from but there is a 10% penalty on top of the 20% taxes they take out when you withdraw early. Do i have any other options? Is there a bank loan i can get being unemployed, or some other way i can handle this? can i maybe get a loan using my car as collateral or something like that? I have no idea what to do, i’ve never been in this type of situation and am DESPERATE for advice. thank you in advance to anyone willing to share some ideas with me 
Like it says in the question….
I worked 7 months at a company making cash.
They were not selling and laid me off.
I was their receptionist.
But I got paid cash.
This is so unfair as I have been looking 2 months for a job.
I even lost weight because my mom never buys food and I can’t afford to eat.
Its that bad.
I have an associate degree with loans.
They are going to go into default if I can’t pay.
It just doesn’t seem fair.
I need my Bachelor degree.
I have no money.
So obviously I CANNOT get unemployment.
Should I report company to the BBB?
Or would I screw myself of having to pay more money?
I have had it!
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My best friend is in over her head with online cash advance places. She kept up with the refinance fees for a while and it got to the point that 80% of each paycheck was being taken out for refinance fees so she had no money for rent or food. She ran into a bad medical situation and she was in need of money…she has no family and I wish I could’ve helped her but she did what she thought was right at the time. She closed her bank account that the cash advance places had and she has since opened up another checking account at a different bank but she has written a letter to these cash advance places telling them that she cannot pay the refinance fees and she needs to make partial payments on her loans. She also explained to them in the letter that she realizes this was all her fault and she has no intention of running away from this debt. Is there anyway that she can get stop them from calling her multiple times per day? Her game plan is to send them partial payments until she gets her tax return and she will pay them all off and be done with it but can anything be done in the meantime? I feel bad for my friend b/c she is such a good person and fell into hard times. I told her to claim bankruptcy but she wants nothing to do with that because she said that in time she can pay these off.
I think that’s a good plan but is there anyway to stop them from calling her daily or multiple times per day? I have heard her talk to them on the phone and they pester and pester her to make a payment of half the loan which she can’t do and today she was on the phone with one of them for 20 minutes telling them the same thing over and over, when she hung up she was in tears.
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Hi guys, just wondering I need to get a loan ASAP, i’ve heard of payday loan, but where can I get a loan where no credit check is required just as long as you can proof your income? I need information for Australian loans only. Thanks!
FYI- I dont have a bad credit rating but I’ve made a number of applications which has been left on my credit file and can affect my chances of getting a loan when the financial institution sees it.
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i need cash literally tomorrow morning, is there any ways to get cash immediately such as selling blood or something along those lines? maybe not exactly that but is there things i can do to receive cash? not including loans or selling my own items.
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Or any of those "no credit check" loans for that matter?
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Today I found money in my account that I don’t remember authorizing for. I can’t find "fast cash/paydaytwo" loans ANYWHERE…….PLEASE HELP!!!!!
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You know those fast loans that loan you up tp 00?? Are they as easy to get as they make out? what are the repayments like?
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I am closing tomorrow on my first home. People, not the realtor told me that you should not do any cash advance or purchases with your credit card. You should also not do any loans because the banks pulls your credit report right before the closing and they don’t like to see any purchases or loans. I was told today that I might have to pay something at the table tomorrow at closing. Just in case I wanted to take out 1000 from one of my credit cards in case it was more than what I have. Do you think If I do a cash advance or signature loan 2 hours before the closing that it will show up in my credit report? I’ve heard that the credit report does an update monthly not daily or hourly. Please let me know what you know =)
Well, they know I had money in my savings because they verified that. I had k I gave k to for the contract and canceled it before the 15 days because I still wasnt approve and then I gave again k and did another contract and canceled again because I still wasnt approved and then now the last time k which is what they are returning back to me tomorrow at the closing. So, they should be aware that I have money and due to the delay in the approval I had to cancel and re-due the contract to hold the apt.
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I realise that loan sharks used or still break legs to get their money but banks that participate in cash advances are no better, they charge to every hundred same as loans sharks used to or still do but yet the banks are allowed to do this without any repercussions! I have a friend that went for a payday loan to get ahead and he’s worse off now, reaaly sad how the system stomps the little guy.