Posts Tagged ‘looking for a job’
Need some advice on loans and cashing out IRA
i am unemployed and have been for a few months. I am looking for a job still, but now my lease is up & my boyfriend and i are moving to a new apt. in a few short weeks. I need to come up with around ,500.00 FAST. even if i land a job tomorrow i probably won’t earn enough $ in time.
SO….. i have an IRRA (i rolled over my 401k from a previous employer into the irra) that i can take an early withdrawal from but there is a 10% penalty on top of the 20% taxes they take out when you withdraw early. Do i have any other options? Is there a bank loan i can get being unemployed, or some other way i can handle this? can i maybe get a loan using my car as collateral or something like that? I have no idea what to do, i’ve never been in this type of situation and am DESPERATE for advice. thank you in advance to anyone willing to share some ideas with me 
For myself, I just graduated college and in the process of looking for a job. Once I find one I plan on trying to get a home loan. I have no employment history because I was going to college. So will they take that into consideration?
For my fiance, he worked in the hotel industry for 4 years but recently went into the health industry because they paid more. He has been working there for 4 months. Will that be a problem for us because he is in a new line of employment?
Thanks
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